Personal Services

Silver State Bank provides its customers with a quality of service and commitment that is lacking at many other financial institutions. Our officers and employees live here in the community and are well acquainted with the economic environment and the needs of local consumers.

We are optimistic about the future of Southern Nevada and believe Silver State Bank will be a catalyst for the community's continued prosperity. We look forward to the opportunity and privilege of serving you as a customer.

Silver State Bank offers a variety of personal financial services:

Free Checking Account

• Open with a $100 minimum deposit
• No monthly service charge
• Unlimited check writing and ATM/Visa debit card

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Interest Plus Checking

• Open with a $1,000 minimum deposit
• $15 monthly service charge
• Waived for accounts with daily balance of $1,500 and over
• Unlimited Check Writing

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Personal Money Market Account

• Open with a $2,000 minimum deposit
• $20 monthly service charge
• Waived for accounts with daily balance of $2,000 and over
• Up to six withdrawals per month with no more than three by check

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Premier Money Market Account

• Open with a $100,000 minimum deposit
• $20 monthly service charge
• Waived for accounts with daily balance of $100,000 and over
• Up to six withdrawals per month with no more than three by check

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Personal Savings Account

• Open with a $200 minimum deposit
• $6 quarterly service charge
• Waived for accounts with daily balance of $200 and over
• Up to six withdrawals per quarter plus twelve in-person withdrawals allowed

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Minor Savings Account

• This account was designed for our customers under the age of 18 years
• There is no minimum balance requirement or Service charges
• Up to six withdrawals per quarter plus twelve in-person withdrawals allowed

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Individual Retirement Account (IRA)

An IRA offers you the benefit of tax-deferred interest income savings and a possible deduction on your tax return. IRA investment accounts are available with interest paid quarterly. Contact one of our branches to learn more about IRA programs.

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Certificates of Deposit (CD)

Silver State Bank offers a wide range of certificates of deposit to meet the various needs of our customers. CD's range from 7 days to twenty-four months with competitive interest rates. Contact one of our branches for a list of current rates.

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Consumer Loans

Working with Silver State Bank's loan professionals, we can provide you a consumer loan that fits your need. Our many consumer loan services include:

• Lines of Credit
• Overdraft Protection
• Vehicle Loans
• Personal Loans
• CD and Savings Secured Loans
• Home Equity Loans
• Home Equity Lines of Credit
• Boat Loans
• RV Loans

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Additional disclosures will be provided at account opening

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means to you: When you open an account, we will ask for your name, date of birth, and other information that will allow us to identify you. We may ask to see your driver's license or other identifying documents.

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